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Buying your first home is the most exciting time of your life. Don’t waste it looking for a home loan.

We are first home buyer loan specialists

You focus on finding a perfect home. We will find you a perfect loan.

There has never been a better time to fulfill your great Australian dream of owning a home, if:

You are a Citizen or Permanent Resident of Australia.

You have a stable job.

You have a reasonable cash deposit.

You have a household income of more than $4,000 per month.

You want to buy a house/apartment.

You are ready to take a great leap from renting to owning a house.

Why Bless Money?

We will go beyond the industry norms to deliver exceptional and personalised service.

We will do all the heavy lifting for you to get a suitable home loan deal .

We will secure an interest rate that suits your circumstances, sourced by comparing various banks and lenders.

We will get your loan approved with incredible speed and ease.

We can negotiate better interest rates with the lenders for health, information technology and finance professionals.

Where can I look for a suitable first home in Sydney?

We have noticed many houses/apartments suitable for a first home in the following suburbs of greater Sydney.

Greenfield Park
Smithfield
Emu Plains
Bonnyrigg
Prestons

Minchinbury
Fairfield West
Horningsea Park
Fairfield
Fairfield East
Prospect

Sylvania Waters
Condell Park
Yagoona
Punchbowl
Seven Hills
Toongabbie

Westmead
Hillsdale
Auburn
Wentworthville
more

Why is it a good time to buy your first home?

It is wise to buy a house when the market is in the price-correction phase so you can bargain with the seller to get the best price. Once the market starts to pick up again, you will lose your bargaining power. Currently, house prices have gone down by up to $100,000 from their peak prices, depending on their location.

Australian Federal Government is giving Home Builder Grant of $25,000 for eligible buyers. Conditions Apply

NSW state government is giving New Properties Grant of $10,000. Conditions Apply

What are the steps I will need to follow to buy my first home?

Step 1

Get a pre-approval from a lender with the help of a mortgage broker.

Step 2

Research the market at www.realestate.com.au and www.domain.com.au.

Step 3

Talk to your family and friends who entered the property market recently for advice.

Step 4

Contact the real estate agencies to organise property inspections. Make sure that the property meets your needs and do not get carried away by their marketing gimmicks.