Buying your first home is the most exciting time of your life. Don’t waste it looking for a home loan.
We are first home buyer loan specialists
You focus on finding a perfect home. We will find you a perfect loan.
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There has never been a better time to fulfill your great Australian dream of owning a home, if:

You are a Citizen or Permanent Resident of Australia.

You have a stable job.

You have a reasonable cash deposit.

You have a household income of more than $4,000 per month.

You want to buy a house/apartment.

You are ready to take a great leap from renting to owning a house.

Why Bless Money?

We will go beyond the industry norms to deliver exceptional and personalised service.

 

We will do all the heavy lifting for you to get a suitable home loan deal .

We will secure an interest rate that suits your circumstances, sourced by comparing various banks and lenders.

We will get your loan approved with incredible speed and ease.

We will introduce you to some of the top real estate agents in the market to help you find a property of your choice at a discounted price.

Where can I look for a suitable first home in Sydney?

We have noticed many houses/apartments suitable for a first home in the following suburbs of greater Sydney.

  • Greenfield Park
  • Smithfield
  • Emu Plains
  • Bonnyrigg
  • Prestons
  • Minchinbury
  • Fairfield West
  • Horningsea Park
  • Fairfield
  • Fairfield East
  • Prospect
  • Sylvania Waters
  • Condell Park
  • Yagoona
  • Punchbowl
  • Seven Hills
  • Toongabbie
  • Westmead
  • Hillsdale
  • Auburn
  • Wentworthville
  • more

Why is it a good time to buy your first home?

It is wise to buy a house when the market is in the price-correction phase so you can bargain with the seller to get the best price. Once the market starts to pick up again, you will lose your bargaining power.

Australian Federal Government is giving Home Builder Grant of $15,000 for eligible buyers. Conditions Apply

NSW state government is giving New Properties Grant of $10,000. Conditions Apply

What are the steps I will need to follow to buy my first home?

Step 1

Get a pre-approval from a lender with the help of a mortgage broker.

Step 2

Research the market at www.realestate.com.au and www.domain.com.au.

Step 3

Talk to your family and friends who entered the property market recently for advice.

Step 4

Contact the real estate agencies to organise property inspections. Make sure that the property meets your needs and do not get carried away by their marketing gimmicks.

Step 5

Once you have found the house you like, get the buyer contract checked and approved by a Conveyancer.

Step 6

Contact your Accountant for the necessary income and tax statements.

Step 7

Negotiate the final price with the real estate agent/seller.

Step 8

Get your mortgage broker to apply for the loan on your behalf.

Step 9

If your loan gets approved, which most probably will, negotiate on the settlement date.

Step 10

Collect the house keys from the real estate agent and move into your first home. Congratulations.

Some of Our Lenders

We have a strong relationship with many home loan lenders.

0466 110 995